tech ๐ฑ PhonePe's UPI 123Pay lets feature phone users pay offline
PhonePe has launched UPI 123Pay, enabling feature phone users across India to conduct UPI payments without needing an internet connection. This service specifically targets Indiaโs 200 million feature phone users and supports P2P transfers and merchant payments. UPI 123Pay will be pre-installed on select feature phones from brands like Nokia, HMD, Lava, and Itel. The system functions via an SMS-based approach, suitable for areas with limited 2G connectivity. Future plans include adding bill payments and Aadhaar-based onboarding features. ๐ฑ