business 🏦 ₹1 lakh crore in unclaimed bank deposits
Nearly ₹1 lakh crore in bank deposits has been transferred to the RBI’s DEA Fund because people aren't claiming their forgotten money. This massive amount was noted in Parliament data as of January 31, 2026, showing an increase from the previous reporting period. The funds become unclaimed after 10 years of no transactions in an account. Claimants can use the RBI’s UDGAM portal to search for these deposits across various banks. Families should update records and approach the bank directly to recover their rightful assets. 💰